Military Veterans
TGC Settlement Services dba The Gentleman Closer is a Veteran owned small business. Jack Fleming is a Combat Veteran of the Persian Gulf War and served as an Airborne Forward Observer with the 82nd Airborne Division. Veterans have a special place in my heart and mind and will do all I can to help everyone, especially Veterans.
Real Estate Purchases
Real Estate Purchase transactions are the last stage you go through before you are a new homeowner. All of the stress and problems getting here will most likely make you a little nervous. Take a deep breath because I will make this process easy for you. You will get explanations of all documents and leave the table happy. I guarantee it!
REO Purchase Settlements
REO Purchase Settlements are when you are buying a home from a Bank that either Foreclosed on the house, or obtained it from some other manner. There are additional considerations when offering on these types of properties as well as the settlement process. Usually the Bank does not show up but signs electronically.
Refinance Settlements
Refinance Settlements are pretty straight up transactions as you are paying off your old loan or loans and getting a new loan at a new term and rate. Many homeowners do this to lower their monthly payments or to even use the equity in their homes to pay off other expenses. These have a Federal 3 Day Right to Cancel.
Real Estate Consulting
We offer Real Estate Settlement Consulting and Referrals to help you find the right Lender, the right Title Company, and the right Settlement Agent which is me. We strive to help each homeowner learn about the biggest purchase and investment in their lives. We want you to understand what you are signing.
Notary Public Services
Notary Public Services in Maryland and Virginia. The Secretary of State commissions characters of high moral ethics and clean criminal background to serve as a Notary Public. Notaries help officiate many things needed in life especially Real Estate Deeds of Trust.
Reverse Mortgages
Reverse Mortgages are like the name implies. The Bank pays you to live in the home for the rest of your life while paying you your built up equity as an extra income stream. There are many rules and considerations for these types of loans so please deal with a specialist in Reverse Mortgages.
Wills and Trusts
Everyone should have a Will to ensure in the untimely death of you or a loved one, that assets and wishes are followed and not left up to a personal representative designated by the state. Trusts are established to help protect assets not only for tax purposes but also unmitigated lawsuits from deadbeats.
Power of Attorney
Power of Attorney and Medical Power of Attorney are two documents I urge all homeowners to have and to update when needed. Many do not realize what will happen when a loved one becomes ill or incapacitated and the spouse is not on Title to Real Estate. Take the time to get these and have a little more peace of mind.
